
Home Loan-Balance Transfer
What is a Balance Transfer? Shifting your Home Loan/Loan Against Property/Business Loan Account from one Bank/HFC (Housing Finance Company) to another Bank/HFC is called a ‘Balance Transfer (BT)’ facility. Why Balance Transfer? Following are the important advantages

Buying a property
Roti, Kapada aur Makaan (Food, Clothing, and Shelter) the basic needs of everyone. Everyone, from the poorest to the richest person dreams of owning a Home, the need-based facet of property buying, and the second facet is

Financial Planning
Once the sale process is initiated the Seller starts getting sale proceedings in a few installments and he/she will receive the balance amount at the time of conveyance (sale deed registration). The Purchaser needs guidance on

Capital Gains Tax
The windfall profit made out of the sale of the house property/plot of land, less the indexed value of purchase cost less allowable expenses made on the property is termed as Capital Gain and is taxed

Property Valuation
Although the Government announces market value, known as the guidance value, such value will be nowhere near the actual value of property put up for sale. Hence it is critical to avail services of a technical

Updating of Documents
Many think that the title deed (sale deed/gift deed/partition deed, etc.) is the only document required to sell the property. But the fact is that all property-related documents, title deeds, prior deeds, link documents, all approvals